No way - she grabs your towel!

"You can just get changed, and I'll..."

All of a sudden, Rebecca's (feigned) discomfort melts into mischief.

"...just take that!" she says as she quickly steps forward and yanks your towel off. You're holding the robe, so the small towel comes off without any resistance. And there you are, naked again, and not of your own choosing.

Rebecca is laughing playfully, and your embarrassment turns to horror as you realize just how cold you've gotten since jumping in the swimming pool. The dick that Rebecca has enjoyed watching you stroke has shrunk to only a whisper of its usual size. Instinctively, you turn away from Rebecca, presenting her with your naked back and backside, and you try to unfold the robe.

Your nervous hands have a hard time disentangling the fleece sleeves, and the sash seems to be knotted shut. You're stuck--helpless, really--and you turn back around to face Rebecca, deflated.

"Here, let me help you," Rebecca says, snatching the robe and leaving you without anything to cover with. She deftly unties the robe's belt and unfolds the garment, but instead of handing it back, she looks you over. "Man you must be freezing," Rebecca says. "Maybe you need to warm up."