Completely freeze

Mackenzie froze like a deer in headlights, allowing her new roommate plenty of time to give her body a thorough ogling. The naked girl stood there, not even trying to cover herself, struggling to believe the reality of what was happening. The panties dropped from her stiff hand to the floor.

"I'm Willow," the blonde girl said, sticking out her hand.

"Uh, Mackenzie," the redhead awkwardly replied, shaking her hand.

"So are you a nudist or something?" Willow asked.

"What?! N-no!" Mackenzie blushed as she realized she'd been standing there naked and uncovered for nearly twenty straight seconds. She regained enough composure to at least throw her arms over her exposed skin, but not enough to begin dressing.

"Just like being naked, eh?" her roommate said as she plopped a large duffel bag onto the bed. "I get that."

"No, it's nothing like that!" Mackenzie replied as she bent down to pick up her fallen underwear. "And can you close the door?"

"Don't worry. Our little secret." Willow winked as she moved towards the door. She was about to push it closed when suddenly Chris appeared in the doorway, a slight scowl on her face.

"Almost forgot," the bored sounding RA said, "Need a picture of you two. It's mandatory." And with no further notice, she raised a polaroid camera and pointed it at the girls.

"Wha?" Mackenzie said, still in disbelief and still very much naked as Willow wrapped an arm around her shoulders and pulled her in close. "No, WAIT!" Mackenzie nearly screamed as she desperately tried to cover her breasts and pussy with her hands. The camera flashed and began whirring. Mackenzie took the moment to wiggle free from Willow's arm and finally begin dressing herself. "Can we get a do-over in a sec?" Mackenzie asked as she pulled some underwear on.

"Nah, I'm already running late as it is. Tape that pic to your door so your floormates know what you look like." Chris said as she handed the small rectangle of film over to Willow. Then, without another word, she left.

A minute later, Mackenzie was fully dressed and standing next to a giggling Willow. She was cracking up at the photo of the two of them. There was an exuberant and smiling Willow next to a red-faced and embarrassed looking Mackenzie who was standing there completely naked with one arm across her chest and one hand over her womanhood.

"Welp, guess it's not our little secret anymore," Willow said between chuckles.

"We are not putting that picture up," Mackenzie declared.

"Hey, it's not up to me!" Willow said as she pulled out a roll of tape. "You heard what the RA said: it's mandatory."

Mackenzie groaned as Willow taped the humiliating picture to the exterior of their door so everyone could see the redhead in (almost) all her naked glory.

"Look on the bright side, Mackenzie," Willow said, "At least you managed to cover the important bits!"

By the next day, there wasn't a single person on the floor who didn't know Mackenzie's name.