You make those stat and ability choices!

You do manage to right yourself on the saddle, with your relatively high agility score it's not even that hard, and settle in for the ride. Gorcabad, uncommonly chivalrous for an orc, scoots back an inch or two to give you a more comfortable perch and the two of you travel on through the countryside for about 15 minutes before you get bored with rubbernecking at the scenery and try to think of something else to do. You find your compounding screen locked with a message saying:

/=================================================\

Activity Prohibited While Mounted.

\=================================================/

And "Harrumph." in frustration.

Then you remember that you have not taken the time to allocate your leveling upgrades!

Pulling up your leveling screen you decide to make those stat choices first. You screen break to only that section and start looking at what you have.

/=========================================================\

VITAL STATISTICS

STR: 40
DEX: 70
CON: 45
APP: 90 (Race Locked)
CHA: 40
WIS: 65
INT: 95

Stat Points To Spend: 11

DERIVED STATISTICS

HP: 204*
MP: 360
MV: 27.5
SS: 25.5
LR: 49
AG: 32.5
PC: 32.5

\=========================================================/

You see three targets for your points right off: the three stats with a 5 instead of a zero at the end, only full points on derived statistics count, and only multiples of 10 give a full point, so increasing any of those would help you out a lot.

The problem is you have 11 points to spend, not 10, not 15: 11.

~Now how do I divide those up?~ You wonder inwardly.