Tap That!

You pull down her pants and push aside her panties. You might think that as an undead without a heartbeat you would not be able to 'perform' but the game designers are kind of pervs and almost every sapient creature in the game is able to engage in sex, in your and other ghouls case via a 'baculum' a bone in the penis which is pushed through the urethra by conscious muscular action, allowing you to 'get hard' at a moment's notice.

You untie your own belt and drop your trousers, then climb on top of her, glad that she has the 'Adult Content Filters' turned off, and start to fuck her while she transforms.

You are about to cum when suddenly her eyes snap open, iris now blood red like your own and she looks at you.

"This, isn't what-" You manage before there is a length of whetted bronze in her hand which she plunges through your eye: killing you instantly.

You re-spawn with your pack around you, instinctively knowing a day and a half has passed since you died, that means Jenna must have left the dungeon, and you have missed a major opportunity. You wander the halls until a horde of adventurers comes storming through, eleven of them in total and none less than 10th level, who stomp you and your pack flat.

This sets the tone for the next few decades. You never have another opportunity like the one that earned you your 4th level, though you manage to get lucky with a lone 20th level sorceress about 30 years later and go up to 7th level, but a few weeks later the game is taken off line and you, like everyone in it, are de-rezed.

All that while you regret deeply not keeping your dick in your pants when 'Jenna 07734' was turning: especially when, for about 5 weeks one summer, she, once again human and now 50th level, comes through multiple times a day hunting YOU specifically. It's a painful five weeks, both physically and emotionally.