Because he was deep in something else

To be fair, Matt did at least hear the phone ring, but he could care less. Not when he was just about to enter Nicole's virgin channel. See, whilst you were dealing with a ghost, he'd been comforting your friend. His comfort led to hugging which led to kissing, and how he has Nicole naked, flat on her back with her legs spread as an invitation.

Now he is inching his cock inside of her, watching a mix of pain and pleasure enter her face. As he slides inside her slick channel, he says "Ohh yeah."

"Ohh Matt..."

"That feel good baby?"

Nicole nods. "Yeah."

Matt starts to thrust at a tender pace, indulging in the way her tight pussy squeezes against his shaft. Next, he leans down and locks lips with Nicole, her breasts pressing against his chest. As she grows comfortable with the foreign sensation, Nicole puts her hands around Matt. Their lips then part, allowing Nicole to let out a moan.

"That good?"

"Yeah... You can go faster..."

Following her request, Matt pistons faster, causing Nicole's fingers to claw into his back. Her cries grow louder and louder as Matt continued to increase the pace. It's not long before the sensation has Nicole's legs trembling, to which she moans "I think I'm gonna cum..."

"Cum for me Nicole."

Matt thrust a few more times, until the two climax in unison. Now spent the two flop down on the bed, gasping for air. Matt then puts his arm around Nicole and whispers "That good?"

"Sure was."

He kisses her cheek. "Goodnight Nicole."

"Night Matt."