Awoken by a pleasant feeling (JxZ)

You awaken groggily in darkness, and the clock on the cable box tells you it's 2:55 AM. There's a warm, familiar feeling surrounding your penis, and you look down, expecting to see Jenna's head. But as your eyes adjust, you see blonde hair, with pink highlights.
"Zo... what..." Jenna is sawing logs, rolled away from you on the bed. She's dead to the world.
"You did so well, the plan worked..." Zoe smiles up at you. "But... I didn't get to feel your hot load in me..." She climbs up on top of you, and slides your dick into her amazing pussy.
"Unnh.... Zoe..." she slowly begins to rock up and down on your dick, with her hands squeezing your pecs.
"Just relax... let me work a nice fat load out of your balls, Jimmy."
"Zoe... mmm...." She feels really good. "Zoe... i don't want to break the mood but..."
"What's.... what's up..." she doesn't stop.
"...are you fucking Big Tim?"
Zoe stops dead, and it's hard to tell in this light, but she looks worried now.
"....shit...I should learn to watch what I say during sex..." she continues, slower. "...I haven't in 3 weeks."
"Three weeks??? You were fucking Big Tim three weeks ago? Is that why Dane hit you?"
"No... Dane.." she never slows, but her voice is strained now..."Dane knew about it... he..."
"What?" This is a bizarre conversation to be sure.
"He hit me because I told him I wouldn't fuck Big Tim anymore."
"Zoe, stop." You gently lift her off. "Come here."
You lead her into the bathroom, turning on the vanity light.
"What does that mean?" You sit on the toilet, and she pulls a stool around to sit on.
"Dane... has a coke problem. We both did, for a while. I kicked it about 6 months ago, but he's still using. He... fucking idiot, he got blow on spec from one of Big Tim's boys, and then he couldn't pay for it. So... I did what a good wife does, I helped my husband..."
"My god, Zoe. That's... what a piece of shit, he pimped you out to pay for his cocaine?"
"I volunteered, Jimmy. At first it was fine. Big Tim cleared his debt after a few nights with me, but then Dane kept getting more coke... heh... "on credit" is how Tim put it. Tim started wanting more and more freaky stuff, wanted to fuck me with one of his boys; have his dealers run a train on me while he watched, and it got worse from there. Tim's a depraved motherfucker. I did everything he wanted, and Dane just kept letting it happen, and finally I had enough. I told him I was done fucking for him. That's when he hit me."
"Zoe..." You stand up and wrap your arms around her. "My Zoe. That's terrible. I'm so sorry. I'm going to kill that piece of shit if I ever get the chance. Maybe..." you swallow. "Maybe I'll give Georgie a call."
"Don't, James. Don't get yourself in trouble, and definitely don't call Cousin Georgie." Zoe knew all about the .... family connection. "I left him now. That's not the real problem..."
"What?"
"Big Tim doesn't care that I left Dane. He still wants me. He says it's our debt, not Dane's, as far as he's concerned."
You hold her tight. "Well, we'll just have to do something about that. I won't let him have you, Zoe. Especially not now."
Zoe looks at you with love. "....fuck me, James. I love you so much...." she leans against the sink, spreading her legs. "Fuck me good."
You oblige, rubbing your cock against her entrance and then sliding up and in.
You rut quickly and passionately against the sink for a few minutes, stroking her hair and kissing her neck. "We're going to take care of you, baby Zo."
"James...." the childhood nickname sends her into a frenzy, fucking back against you hard.
"Fuck, baby... I'm...." you suit your words by pumping your load into her. It's not a big one: you just had your balls emptied a few hours ago, but it still drips out when you exit.
"Mmmmm.... thanks, Jimmy. I love you." She turns to hug you close.
After cleaning up, you return to bed. You lay awake for a little while after Zoe's breathing slows, thinking about how to deal with her situation.
You could buy off Big Tim, or negotiate with him. Zoe was a wild fuck, though, and you can foresee him not wanting to give her up.
And then there was always Cousin Georgie. Perhaps you'd need to call in a favor.