My Change

I sighed after closing my grandmother’s business accounts journal, looking her right in her eyes. “Grandmother, those three in the house on Pelview are costing you more than they are paying. I mean the interest in missed mortgage payment to the bank means it will only be at least a month before the bank will ask for full payment or files for foreclosure!”

“Oh Madeline, dear they are still trying to get their plumbing business off the ground, So they don’t have the money right now to pay their combined rent on the house and their business address. But they have promised me to pay every cent they owe when the business is up and making money and I for one believe them!”

“Really and tell me just how long will the bank believe that excuse for short mortgage or fully miss mortgage payment!” I paused to let that sink in before I hit grandmother with the facts.

“Do you think that the bank will listen to their excuses why they haven’t made any payments of their business loans, because trust me I know all the bank will do is foreclose on the loan and sell anything they can to recoup any amount they can get!”

“Really Madeline, I have been doing business with the Laurentian Bank for over twenty five years and they have never once threatened me with any kind of foreclosure ever!”

And that was grandmother’s problem. She lives in the past and refuses to see the current economic conditions. Hell if it wasn’t for me, she would be a constant fixture in the repossession courts, there was a guaranteed four time in the last five years where I paid the final notices of a few of her mortgages for the ten properties she was left her by my grandmother when he died of a heart attack just after I turned ten years old.

Grandmother hadn’t received any final notices from the bank, or at least none had been shown to me. Still I was developing a plan to prevent any from appearing. I didn’t let on to grandmother so she wouldn’t try to talk me out of doing anything. I just pretended to accept her at her word and left for the evening.

Once in my car, alone I drove over to 2469 Pelview Drive and planned on getting at least one month’s worth of back rent they were behind on.Little did I know that I had just decided on the biggest change in my life!