Zack hugs her back; they talk.

Zack knew if he didn't hug her back like he normally did, Chloe would be hurt, so he wrapped his arms around her and pulled her in and splayed his hands on her smooth back. Zack could feel her freeze as he felt his rock hard covered cock against her stomach. The air became more and more awkward between them.

After a moment, Chloe spoke up, “Zack, what's going on here?”

“It's my penis,” Zack teased.

He could just see her roll her eyes, despite not being able to see her face, “I know what's poking me, and yes I know you're hard, but why are you so hard?”

Zack mentally sighed, she really didn't think so? “Because I'm holding a very sexy half-naked woman in my arms right now.”

Chloe tensed up, “You think I'm sexy?”

Even if she couldn't see it, Zack smiled, “Oh yes, very,” with those words, Zack could feel all of Chloe's tension move out of her body as she hugged him even tighter. Zack rubbed her back, he didn't dare to go lower for fear of scaring her off.

They stayed like that for a minute or two, Zack could feel her mind racing through her body. She was shaking slightly with nervousness for some reason, and numerous thoughts raced through Zack's own mind, causing his hard cock to get even harder despite being squished between them.

Eventually, Chloe spoke, “Y-you wouldn't mind having sex with me?”

Zack was slightly shocked, this was not something he expected to hear from Chloe. Despite this, he could hear the words come out of his mouth before he even thought of them, “Of course, if you wanted,” Zack waited with baited breath as the two of them stood there holding each other, waiting on Chloe's own reaction to his words.