Exposed in a public building (hotel, hospital, mall, etc.)

Well, you selected "Exposed in a public building". That means that you or the male protagonist will be exposed nude in front of others in a public place, not including workplaces. This is focused more in the public places like hotels, malls, hospital, in the place and not situation that makes you be in that places, that can include places like malls and hotels. How do you end up in this situation? Towel stuck in the door of your hotel room? Someone pull out the curtain off your dresser on a department store? A fire alarm or too much people at doctor’s office?. The ways could be different, but all ends at the same result: you naked in a public place, like a hotel, mall or hospital.

Now you can decide if you read/write the story of ENM situation in 1st person, as the reader was leaving that moment, or in 3rd person, where the reader/writer will read/describe how a determinated character, not him, live this embarrassing situation...