Chloe should get naked.

“You could get naked in front of me,” Zack blurted out, blushing as he did so.

Chloe looked back at him, staring. Zack could see confusion in her eyes, “What?”

Zack wanted to avert his eyes from hers, but kept looking as he continued, “You could get naked in front of me.”

“I heard what you said, but why?” Chloe frowned, crossing her arms under her breasts, “Do you just want to look at me naked again?”

“Well, that's one reason,” Zack said honestly, but when he saw Chloe frowning still, he continued, “But I figure if you showing me off your body in a bikini helped clear up your body issues a bit, what would happen if you showed me your entire body.”

Chloe looked skeptical, so Zack continued, “If you don't want to that's fine.”

"Will it really help me?"

Zack looked back at her, "It should, facing your fears is a much better way of getting rid of them?"

Chloe giggled possibly remembering Zack's irrational fear of clowns when he was younger, and his decision to go to clown school for a month to face it. “Alright, clown-boy, I might, but can I ask you one thing,” Chloe blushed hard and nervously twiddled her thumbs.

“Sure, what is it?”

“If I were to get naked, would you naked with me?”

“I would,” Zack blurted a little too quickly. They both looked away from each other as Zack's mind ran with the possibilities. What would happen if they both took off their clothes? Would they go even farther than earlier? He turned back toward Chloe as she let out a small “ahem” to get his attention to tell him her decision.