Her neighbor, who was tanning.

Anna peeked her head over her neighbors fence. It was the final yard. Once she crossed it, she would finally be home, and able to put this whole thing behind her.

Her neighbors yard was a nice one. Besides normal things like tool sheds and a garden, there was an in-ground pool. Anna had actually swam in it a few times before whenever her neighbor threw a party. She shivered, wondering what would happen if she was caught naked in the back yard. Her neighbor would probably think she was there to skinny dip.

However, before she could even try crossing the yard, she noticed a problem. There was her neighbor, laying face down on an outdoor lounge chair. She must have been pretty focused on tanning, as she wasn't moving a muscle.

Making things a little extra awkward, her neighbor apparently didn't want any tan lines, as she too was completely nude. Anna fidgeted and put a hand over her mouth, feeling her face heat up with blush. Anna had never seen her neighbor do that before.

With the back yard occupied in the most unusual way possible, Anna thought about what to do. She could try sneaking across the yard, but if she was caught, there would be no easy way to explain things. The only alternative would be to go back and run across the front yard.