Not before they can bet on it

A few minutes passed while the girls waited patiently.

Cassy would stare downwards, shuffling her legs every so often. Every draft or movement put Lucy on edge about her skirt.

"This sucks," Kate blurted out. "It's still way too boring."

"I think I've had my fill of excitement for today," Cassy replied, sipping her cooling coffee anxiously.

"Oh, come on," Kate goaded. "You'll be hiding in that booth all day if things stay this way."

Cassy pouted, but she didn't disagree.

"I say we bet on the person coming to get their food. Just an itty bitty wager," Kate continued.

Lucy mulled over Kate's suggestion, "What are the stakes?"

"Hm," Kate thought, "What about our shirts?"

Cassy was startled. "But I can't lose my shirt! I'd practically be naked!" She protested.

Lucy cut in, "I have a better idea. How about Cassy and I both bet against you, Kate? But if we win, you lose your bra too."

Kate looked a little shaken, but she still had her apron. And the opportunity to get both girls' shirts off was too good to pass up. "Okay, I'm game. So, Cassy, will you do it?"

Cassy still looked ****. "If we win, I want Kate's shorts," she demanded.

"I'm already putting my shirt and bra on the line. That's greedy if you want me to put a third thing on the line," Kate replied. "Unless..." She eyed Lucy.

Lucy didn't like the look in her friend's eye. "What are you thinking, Kate?"

"Well, if I put my shorts on the line, then it's only fair if one of you puts something else on the line."

Lucy looked over to Cassy. If she offered anything else, she'd be naked. She might be the reason Lucy is in a skirt now, but potentially stripping her naked felt too much.

"Fine. I'll give up my bra if we lose," Lucy caved. "But can we clarify just what we're betting on?"

"How about..." Kate trailed, "Whether or not they bring an umbrella. And I'll even give you two the courtesy of the first pick."

Lucy looked to Cassy. It seemed reasonable that someone would bring an umbrella in this weather, but what if they just pulled up and ran in? It was challenging to make a decision.