CHYOACare. "Private" Healthcare.

So the plan seemed too good to be true, honestly. No out-of-pocket expense. No premiums. **** coverage, also with no premium. In hindsight, you feel like you should've seen something shady like this coming, but then... when you're trying to save this kind of money you're either not expecting to ever have to use your insurance, or praying this isn't a scam. You did some research, and CHYOACare seemed legit. They had a stylish website and everything full of lots of stock photos of happy people. What's not to love, right?

Finally, the day you hoped would never happen came. It's time for you, a loved one, or the next best thing to fill out your paperwork...