Lean on your Criminal Conntacts (namely the Apple Filchers)

The Apple Filchers are not in the lending game, but they dabble in racketeering. One of them recognizes you while out on his collection route and he introduces you to an amenable lender.

The trip takes no time at all.

{if The Passage of Time > 95} Your Time in Barenhaven is running out {elseif The Passage of Time > 80} Your Time in Barenhaven is coming to a close {elseif The Passage of Time > 60} You have some Time left in Barenhaven {elseif The Passage of Time > 50} Your Time in Barenhaven is half-way over {elseif The Passage of Time > 30} You have quite some Time left to spend in Barenhaven {elseif The Passage of Time > 15} You have a lot of Time left to spend in Barenhaven {elseif The Passage of Time > 5} Your Time in Barehaven has just begun {else} You are now spending Time in Barenhaven {endif}

The rates are bad even with an enforcer at your back. "Business is bad," the Unsavoury Lender explains. "Scum-sucking muscle out for their cut," she adds under her breath, eyeing your Filcher companion. "Risks need to be managed and some people need encouragement before they repay their loans." She gives you a half-smirk and the enforcer a mocking wave. "If you can believe that."

You can.

"Anyway, I can offer you 200 now and – you’re in shipping? And some flexibility. 240 on your return. I’ll wait but I won’t wait forever – and you’re not likely to get a better deal anywhere else. Pay me back on time and we will become fast friends."