It gets worse!

Tina was left naked on the dock, wearing nothing but her red cowboy hat.

"Oh my God," she complained, "I'm naked! How could this get any worse?"

Just then, the yacht of her bitchy neighbor and ex-classmate Taylor pulled up, and Tina noticed Taylor looking straight at her from the deck.

"Oh, my, God, Tina!" Taylor shouted at her shocked, "are you naked?! I'm pretty sure that's illegal."

Just as Tina was stammering to explain herself, Taylor pulled out her phone. "I'm definitely calling some people..."