In the creek

Carol half guided, half shoved Lauren over to the creek. Lauren stepped into the shallow water, gasping as it covered her to mid shin. It was freezing! Goosebumps rose over her skin and her nipples hardened under her arm. Carol ignored her stammered objections and slowly forced Lauren down, into she stumbled and fell bare butt down into the water.

"AH!" She gasped as her most delicate areas made contact with the cold water. This was really happening, she was butt naked laying in a tiny stream in the middle of a hiking trail, wiht her rival fully clothed and grinning at her! How could this get any worse?