Yes

You go in the bathroom and take of your clothes.

Emma knocks on the door and asks you to hand her your clothes.

Dripping wet in nothing but your underwear, you open the bathroom door hiding behind it and hand her your clothes.

"Ummm... you need to also give me your underwear," says Emma.

"I think I should keep that," you respond.

"Really," she asks, "You're going to sit on things in my house with wet underwear?"

Seeing that she has a point, while still hiding behind the door, you take off your underwear and hand it to her. you then close and lock the door and take a shower.

When you get out you see that there aren't any towels in the bathroom.