Tom applies some sunscreen

Abbie laid down on her stomach, her head now where her feet had been, so she was facing the pool. She shifted her legs slightly to her left, making some space on the chair for Tom to sit.

Tom didn't bother to ask where to put sunscreen. He figured that if Abbie was this agreeable, it likely didn't matter where. He took a dab of the cream, rubbed it between his hands, and started at the back of her shoulders. He felt her shoulder blades, and the soft space between the bottom of the blade and the center of her spine. He carefully working across her upper back. Abbie's arms were folded under her head, revealing a bit of her side, just above where the bikini straps tied in the back. Tom worked the sides as well, coming close to -- but not touching -- the edges of her breasts.

He took up some more lotion, and began to work it into her lower back. He started just beneath the bikini strings, and worked down. He returned to his starting point, and this time tucked his fingers under the strings, making sure the sunscreen covered everything. He worked down her back again, feeling her skin soften toward her ass. The bikini covered the actual crack of Abbie's ass, but left nothing else to the imagination.

As Tom reached the top of the bikini bottom, he allowed his fingers to tread just barely under the edge of the hem. He heard Abbie's breathing getting deeper and slower as his fingers worked the very tops of her ass. Abbie lifted her hips slightly under Tom's touch, and then lowered herself again.

Tom worked on the outside of the strings now, and his hands gently rubbed the tops of Abbie's ass. As he massaged the lotion into her, his hands moved further away from the (slightly) more appropriate skin of her back and hips, and more and more toward the (slightly) less appropriate skin of her ass. As his hands went lower, he felt Abbie gently writhing under his touch -- and most importantly, not resisting.

Tom took a deep breath, and committed to fully massaging her ass. One hand on each side, he thoroughly rubbed the lotion into her skin. His thumbs were near the center, right where the bikini bottom material came through between her legs and reconnected with the waistline. As he rubbed her, he very slightly pulled her ass cheeks apart. He thought he felt her spread her legs just a tiny bit as he did this.

He continued running his hands over her backside for bit more, something in the style of making sure everything was even and covered. He worked his way back up to her shoulders again. She pulled her hair away from her neck, a clear invitation for Tom to focus on that. He did, applying fresh sunscreen to her neck, and then blending it into her shoulders.