They all realize she is naked

Jenn kept herself chest-deep in the water, arms clamped tight across her body. Every muscle in her shoulders ached from the effort of holding herself small, hidden. Tyler and Matt were laughing about some college prank across the pool while Chris drifted closer, his sharp eyes narrowing.

“Why you hugging yourself like that?” he asked, treading water just a few feet away.

Jenn **** a shaky laugh. “Cold. That’s all.”

Chris tilted his head, studying her. Then, before she could back away, he ducked under the surface. Her stomach dropped. “No!” she hissed, but the word barely left her mouth before he resurfaced right in front of her, eyes wide, jaw hanging open.

“Oh my GOD,” he barked, spinning toward his friends. “She’s NAKED!”

Jenn’s entire body locked up. Heat surged into her face, hotter than the pool lights. “No! I’m not!”

But it was too late. Matt’s head whipped around, grin spreading instantly. Tyler stopped mid-stroke and stared, stunned.

“You serious?” Matt shouted, already laughing. “She’s skinny-dipping?”

Chris grinned like a kid who’d found buried treasure. “Dead serious! Nothing on. Tits! Ass! Pussy! It’s all out dude!”

Tyler blinked, caught between disbelief and shock, while Matt slapped the water, hooting.

“Unbelievable!” Matt crowed. “We’ve been swimming with a naked woman this whole time?!”

Jenn sank lower, until only her eyes and nose peeked above the water. “Stop! Just stop!” Her voice cracked.

But the guys were already circling, their excitement buzzing like electricity through the pool.

Chris smirked, proud of himself. “Told you I wasn’t making it up.”

Matt splashed toward her. “Come on, don’t be shy. It’s just us!”

Tyler hovered back, still looking unsure, but his gaze flicked toward Jenn with something that made her want to crawl out of her own skin.

Jenn’s arms clutched tighter across her chest, her mind racing. Her worst fear wasn’t just being naked anymore. Now it was being trapped, surrounded, and exposed, with three pairs of eyes fixed squarely on her naked body.

And the water, she realized with a shiver, couldn’t protect her anymore.