Sunbathing in the garden

You are laid on a lounger out by the pool wearing just a one piece swimsuit, you love laying in the sun but unfortunately the sun doesn't love you and you always need to top up your lotion, hearing footsteps approaching you say.

"Hi Honey could you top up the lotion on my back?"

You hear a non committal grunt before feeling the lotion poured onto your back and gently massaged in, the actions of the masseur and the hot sun have you sleepy and a little horny and it isn't long before you feel a finger slip inside the crotch of your swimsuit and slowly rub up and down your pussy lips.

"How does that feel?"