She gets into an accident!

Chelsea's preoccupation with being seen in her state of undress came back to bite her in the bare ass as she was hunkered too low for her field of vision. Soon she heard a big thud and felt her car jerk to the right.

"Shit shit shit!" Chelsea turned her hazards on and pulled over. She wasn't in any serious pain, but then again her adrenaline was pumping. She turned around, still hunched over to protect her modesty even after her new problems, and looked back at the scene behind her.

Fuck! Did she have her insurance with her? Could she try to exchange information without exposing herself too much? Could she ... perish the thought ... try to run away and hope no one saw her car or her plate? Oh god, what if the cops are called on her and she's butt naked in front of them! Chelsea considered her next move, red as a tomato.