She could steal some clothes from the beach

Let's be real. She was not going to get into any form of public transport while she was naked from head to toe. No, getting some clothes on would be her best bet to avoid any further humiliation, even if she had to risk being seen while doing so. Julie began walking down to the beach, but the closer she got the more nervous she got too. There sure were a lot of people down there. She'd had to cross a busy road and then actually find an unattended towel without getting caught. And of course there would be a lot of eyes on her once people noticed she was naked. Maybe a less direct approach was necessary.

Rather than move straight down to the beach, Julie instead walked parallel to it for a while. She was lucky this small residential area was as calm as it was, because there was often nowhere to hide on these streets, though she tried her best to move from cover to cover. Once she reached the edge of town, she cautiously moved a bit closer to the beach. Once she reached the road that ran along it, she stopped and took shelter behind a low wall. From here she could get a good look at the coast. There were a lot of rocks and cliffs straight ahead of her, with a large cover to the right where most people were swimming and hanging out on the beach. The road was busy though and no matter how long she waited, there never seemed to be a perfect opportunity to run over and jump in the water without being seen.

At one point, Julie knew she had to bite to bullet, so she just got up and went for it. She quickly crossed the street and jumped into the sea. She quickly swam deeper into the sea. She then swam parallel to the coast, back towards the busy beach. The cool water felt great on her naked skin and skinny dipping like this was incredibly freeing. It was a little less freeing knowing that there were no dry clothes waiting for her at the beach, at least not her own.

Once she got close to the beach again, she made sure to steer clear of any other swimmers. The water was crystal clear, so anyone even remotely close could tell she was naked. From her, she kept treading water and scanning the beach for any unattended clothes or even just a towel. After a couple of minutes she spotted a large group of towels, bags, and clothes not too far from the water and, more importantly, seemingly totally unattended.

Julie swam a little closer to the shore. Still nobody there. She moved closer. Still noone. She was now so close to the shore she had to squat to avoid rising out of the water. There were now people ahead of her, behind her, all around her. Her target, however, remained unattended.