Riley

"Nicole!?!" Riley exclaims with a laugh as she brings her hands up to her face to cover her mouth.

"Riley!" Nicole squeaks, looking at the college co-ed.

Nicole didn't know many people in this apartment building because she mostly keeps her herself, but Riley and her mother, Sharon, are two of the few that she does know. They live a few doors down from her and even though Sharon was ten or so years older than Nicole they were close enough in age that they struck up a casual friendship. She's met Riley only a few times because she's usually busy with college or volleyball but has the impression that she's a bit of a brat. Despite having met her only a few times she feels like she knows her much better because of how much Sharon talks about her.

Standing there naked and looking at Riley, Nicole suddenly feels very insecure. At 5'10" Riley is statuesque with a slender athletic build. Her straight blonde hair is long and frames what is objectively a gorgeous face. The tiny blue gym shorts that she has on accentuate her long, tan legs and the white tank top she's wearing clings to her perky chest and makes it obvious to anyone looking that she's not wearing a bra. It also shows off her toned arms and shoulders, presumably from all the volleyball she plays. The gap between the waistband of her shorts and the hem of her tank top show off a stomach that looks fit and toned without an ounce of fat to be seen. Even dressed so casually and without a hint of makeup the girl is nothing short of a knockout.

"My mom is going to flip when I tell her about this!" Riley gushes.

Nicole's heart starts to race when she hears that and her eyes widen. "Riley, no please, don't tell your mom! Or anyone for that matter. This is just a stupid dare."

"A dare?" the blonde scoffs. "Aren't you a bit too old for that?"

Aren't you a bit too old for that? The words stung Nicole but she tries her best to play it off. "Yeah, I probably am but please don't tell anyone about this."

"I guess I won't," Riley says before a smirk appears on her youthful face. "Why tell anyone when I can show them!"

As soon as she completes her sentence Riley pulls out her iPhone and points it straight at Nicole. With her exhibitionist fantasy quickly turning into a nightmare Nicole goes into self-preservation mode. Knowing she can't allow herself to be photographed or recorded she abandons all modesty by uncovering her body and lunging towards Riley.

"Ah, you crazy bitch! What are you doing?" Riley yells at Nicole as the redhead closes in on her.

"Give me that phone!" Nicole grunts. Her body lewdly bouncing and jiggling as she moves around and tries to grab the phone out of Riley's hand, but the volleyball player uses her height to her advantage and holds the phone up over Nicole's head where she can't reach it.

"Oh my god, look at you," Riley says while giggling and keeping Nicole at bay with her free hand. "This is like, so sad. You're butt naked and your fat tits are bouncing all over the place. Your bush is out in the open too. Don't you have any shame? By the way, you should really shave that thing. I don't know a single guy that's into body hair. Although maybe guys your age are."

The truth is Nicole does feel shame, a lot of it right now. Her fantasy has gone completely off the rails and to add literal insult to injury she has had to listen to this girl make comments about her body and age. She had already felt insecure the moment she saw Riley and having her point her boobs and bush the way she did made Nicole feel completely inadequate, but despite how she's feeling she knows she needs to delete whatever Riley has on her phone. Through sheer determination, and little bit of luck, Nicole is able to jump up and smack Riley's hand, forcing the girl to drop her phone.

Crack

"What the fuck!?! That phone is practically brand new!" Riley says, shoving Nicole away and picking her phone off the ground to see that the screen is broken and cracked.

"Riley...I didn't...I mean I couldn't let you..." Nicole says, trailing off.

"I was fucking joking!" Riley says angrily. "I didn't even unlock my screen! But now that you broke my phone you're gonna have a lot more to worry about than a pic or video."