You enter an office building with the strange name "Fast Money".

So, you enter the office building with the strange name "Fast Money". You notice that from the outside this building looks quite dilapidated (as do all the buildings in this quarter of the city). The walls of this building are covered with graffiti whose meaning you do not know.

Entering the house, you see a little dilapidated furnishings: old wallpaper, dirty floor.

You think: “The ambiance is poor... This is clearly not a five-star hotel...”

You reflect on your situation.

You really need money. College tuition requires regular payments. In addition, you have needs that need to be satisfied. And these needs include not only things that are common to all people, such as the need to buy food, drinks, clothing, shoes, medicines, hygiene items and other necessities. You need financial resources for entertainment. You love to party, drink delicious alcoholic cocktails in nightclubs. From time to time you like to play exciting MMORPGs. You sometimes spend money to pay for the services of prostitutes (after all, in other ways you cannot achieve intimacy with women).

So, you have many needs... And you have little money to satisfy your desires.

Of course, many people find an obvious way out of this situation. They get a job and they earn money for their work.

However, this method of getting money seems complicated and ineffective to you.

You think melancholy: “Looking for a job... It’s long and difficult... And they will obviously pay me some insignificant amounts of money... And the boss will **** me to waste my time and my energy on some fucking bullshit... no, looking for a job is a bad decision . I wish I could get the money right away and without the need for long labor!”

One of the alternative ways to improve your financial situation comes to mind.

This method is to borrow money.

You mentally plan: “I will take out a small long-term loan at a low interest rate. I will spend the money on the most pressing needs. Then, I'll wait for Aunt Martha to send me money to my bank account. And I will repay the loan."

You see inside that there is a large fat black man sitting at a large table. He is wearing a brown jacket, white shirt and black trousers. You noticed that he has two silver-colored rings on the fingers of his right hand and a gold chain around his neck. You see that he is smoking a cigarette and looking at you with a strange, slightly mocking expression on his face.

This man waves his hand at you in a welcoming manner.

He tells you: “Get closer, guy! Sit down!

The man gestures with his hand to a small wooden chair that stands opposite the table.

You timidly sit down on a chair.

The man introduces himself: “Glad to see you, guy! My name is Curtis Lavirier! I am one of the managers of this company! What's your name, guy? And what would you like to receive from our company?

You mumble: “I'm Billy... Billy Atkins. College student. I would like to take out a small long-term loan. Loan at the lowest possible interest..."

Your interlocutor smiles broadly and enthusiastically says: “Great! You've come to the right place, Billy! Our microcredit organization provides the best lending services for young students! Our company will not require the client to comply with burdensome bureaucratic formalities! Simplicity of registration and preferential conditions for clients - this is our motto!”

You find it difficult to interrupt the flow of Curtis's eloquent words. You try to say something, but he continues to loudly describe the details of the loan agreement and praise the conditions that his organization offers. You are confused in unclear legal terms.

Soon, the manager asks you to provide an identification document. You provide your passport.

Then, the manager gives you the text of the loan agreement. He continues to eloquently explain the legal nuances to you. You still have a poor understanding of legal terms. However, you can understand something...

Curtis leans towards your ear and says, "Twenty thousand dollars! Just a couple of your signatures... And you will receive twenty thousand dollars in cash right now!"

You quickly put your signatures in all places in the text of the contract where the manager’s finger points.

After this, Curtis gives you the money. A thick stack of hundred dollar bills. You pack the money into your bag and you leave this building.

You walk back to your college's dorm building. You are in a good mood.

You think, “Financial problems aren’t that hard to solve. All it takes is a little ingenuity and courage!”