Payback's a bitch and so is Miranda.

Jake had graduated from college last year. Now he was working a good job and had a nice apartment by the beach. Back in college, Jake was a huge bully and one girl he completely humiliated was Miranda. Miranda was a beautiful girl with a wild personality. One night at a costume party, Miranda wore a toga and nothing underneath, since her friend dared her to.

Unfortunately for Miranda, Jake noticed it looked like she didn't have anything on underneath. So Jake snuck up behind her and pulled her toga up and off of her. Miranda stood there naked in front of the entire party. A lot of people took pictures of her as Jake took off with her Toga. Finally Miranda got her toga back but not until everyone saw her naked.

That was a few years ago but Miranda never forget how embarrassing it was. Now today Miranda was at the beach with her friends Kim, Ashley and Morgan. While her friend were tanning, Miranda went for a walk. On her walk, Miranda headed down the Beach, toa more secluded spot. That's when she noticed Jake, alone, trying to teach himself how to surf.

Jake was one of those guys that was embarrassed to have people see him fail. So Jake went to a spot he could practice on his own, away from everyone else. Jake was trying to ride a huge wave and didn't notice Miranda. Miranda watched quietly as Jake tried riding the Wave. Unfortunately for Jake, he lost his balance.

As Jake fell off his surf board, he got caught in the wave. The wave tumbled Jake around until he washed up on the beach. What Jake didn't notice right away was that the wave had pulled his losely fitting bathing suit off of him. Miranda instantly nothing Jake was naked and pulled out her phone. Miranda started taking pictures of Jake as she rushed over to him.

Jake wasn't ****, but he was a bit dazed. Jake turned to see Miranda running over towards him. The way Miranda's boobs bounced in her bikini, instantly made Jake hard. Miranda started laughing harder, as Jakes bathing suit washed up right in front of her. Jake's heart dropped as Miranda stopped to pick up his bathing suit. That's when Jake realized he was naked and he knew he had to do something fast.