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Chapter 3
by jw_wjw
How does foreclosure begin?
Goodman makes a visit
Sarah answered the door and saw Goodman standing there.
"Hello, Sarah, I'm here for foreclosure."
"I keep telling you, the beach market isn't doing so hot right now, and I need more time..."
"Sarah, you've been in default for four months already. We already started foreclosure proceedings, and you've never even been in court! Haven't you received our letters?" Goodman stared deeply into Sarah. He was a blue-eyed fellow with a withering stare, bushy blond hair, and eyebrows and a thick mustache to boot.
Sarah remembered all of those letters from the bank and court she had received, and especially that one guy from Miami-Dade County who kept pestering her into giving her papers about the whole affair. She thought that if she didn't show up, they couldn't do the proceedings without her.
"Now, the foreclosure is already finished. We'd kick you out of our house, but you didn't mortgage the house. You did mortgage something else, however..."
With that, two burly men came up from behind Goodman and made their way up Sarah's stairs without even so much as glancing at her. In their hands were large plastic boxes.
"What are they doing?" Sarah protested.
"Oh, just getting our clothes," Goodman replied.
"But those are my clothes!"
"Not anymore they're not. If you didn't know how foreclosure worked, you shouldn't have gotten a mortgage! Oh, that reminds me..." Goodman said as he reached under Sarah's sundress and pulled down her panties. He then grabbed the hem of the dress and pulled up. Sarah tried to resist but was no match for Goodman, who swiped the dress off without much issue. Sarah, who never wore a bra, tried to pull her panties back up but Goodman stepped on them, a gracefully-polished black dress shoe in contrast to Sarah's dainty tan feet.
"Hey!"
"Sorry, Sarah, but those are _my _clothes now," Goodman stated as Sarah had **** but to step out of the last item of clothing she would wear for a while. Her nude state contrasted with Goodman's chic dark gray suit and red bow tie. Goodman put Sarah's panties on his head and smirked, the ridiculousness of it all hitting Sarah like a freight train.
Meanwhile, the burly men came back downstairs with the boxes full of clothes from Sarah's bedroom. Goodman took Sarah's panties off his head, and threw them and the dress into one of the boxes.
"Oh, and don't forget Sarah, you're like this until you can pay the loan off. Enjoy the house!" Goodman shouted in the driveway as the men drove off.
Sarah couldn't believe what happened. After giving the neighbors a show for several seconds, she slowly closed the front door and then had the presence of mind to rush upstairs to see the damage to her wardrobe.
What was left for Sarah to cover herself?
Clothing Collateral
An Unorthodox Mortgage
Sarah was stoked at getting such a low down payment on her dream house. She had swooped in on a new market opening in a nice part of town and managed to seal the deal. How did she get the house? Rather than mortgage the house itself, she decided to mortgage not only the clothes she was wearing at the time, but any clothing she might own in the future. For the next 30 years, Sarah's ability to stay decent will be contingent on her ability to make the payments, and the bank can foreclose on her fabric property without notice.
- Tags
- towel, improperly dressed, enf, forcibly stripped
Updated on Mar 24, 2023
by jw_wjw
Created on Feb 23, 2023
by jw_wjw
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