yes she has to...

Nancy really did not want to lose her only cover but it looked like she was going to have to... there did not appear to be anyone inside right now so nobody would see her topless if she was fast getting inside, and once she was inside she could look for something new to cover her breasts with.

Nancy looked around to make sure no one was looking at her, once she was sure nobody was looking she lifted the pool ring off herself and sprinted through the door to the house, she was now stood in a hallway covering her bare chest with both hands, she quickly looked around the room for anything she could use but she found nothing! she was going to have to leave the safety of the empty hallway and go looking for something to wear.