Matt realizes she is naked, but keeps it to himself

Jenn treaded water with **** ease, her arms folded tight across her chest. Chris and Tyler were busy trading laps across the pool, leaving Matt drifting lazily nearby, watching her with that mischievous grin that made her stomach twist.

She kept shifting, angling herself so the water hid as much of her as possible. The longer she held his gaze, though, the more she felt like he knew.

Matt ducked his head underwater and swam a little closer, he resurface with a smirk. “So you’re just naked huh?”

Jenn’s heart stuttered. “Wh-what?” she whispered back, eyes wide.

He chuckled, not loud enough for the others to hear, but loud enough to make her skin crawl. “Ohhh, I get it now. That’s why you’ve been hugging yourself like a nervous wreck. You’re skinny-dipping in the gym pool.”

Jenn’s face burned.

“Relax,” Matt interrupted, still grinning. “I’m not gonna rat you out. Not yet, anyway.”

Her throat went dry. “Not… yet?”

Matt tilted onto his back, kicking lazily to keep afloat, smirk never leaving his face. “I mean, this is hilarious. Everyone’s out here in trunks, and you’re just… tits out in the public pool. If Chris or Tyler realized, they’d die.”

“Matt,” Jenn hissed, her voice trembling, “please don’t-”

He leaned in close, close enough she could feel the warmth of his breath over the chill of the pool. “Don’t worry, I won’t shout it out. But I think I’ll enjoy watching you squirm. Trying to keep your little secret. Wondering if someone else is gonna notice.”

Jenn’s stomach flipped, equal parts rage and humiliation. She sank deeper into the water until it lapped at her chin, refusing to give him the satisfaction of a response.

Matt chuckled and splashed a little water at her, whispering, “Better stay low, Jenn. Wouldn’t want the whole pool to see what I just saw.”

Then, as Tyler swam back toward them, Matt straightened up and called out cheerfully, “Everything good over here!” like nothing was wrong at all.

Jenn clenched her fists beneath the water, cheeks blazing. Her secret was safe, but Matt’s smirk made it clear: she wasn’t off the hook.

Not by a long shot.