Loser jumps in the lake naked

There was a lake down the road and so the wager was that the loser would jump in it butt naked. Peter was confident he would win as he bet on Duke, UVA, Kentucky, and Baylor to win. Surely one of them would make it given they were the top schools in the country and had never failed to make it to the third or fourth round.

Ernie bet the opposite which made Peter scoff. There was no way every team would lose. And then Peter watched as one by one each team was taken down.

Peter’s jaw dropped. He couldn’t believe it. His phone went off as soon as the results were in. “It’s time to pay up. Come to the lake and let’s do this.”

Peter gulped as he slowly walked to the lake dreading having to take them off and jump in the lake.