Invite John to my house

I think for a moment. The safest thing to do is invite him back to my place. My parents wouldn't be out of the hospital for at least another week. This would also give us a nice long ride to discuss intentions, as I live in an upper middle class home in Forest Hills, which is about a 45 min cab ride from Midtown Manhattan to my Queens home. Also, when the date is over, I will be home already and wouldn't have to cover the ride home. It's also an invitation to let him know about my financial struggles and see how he can help.

I reply to his question, "My place. My parents are in the hospital for the next week or two, so we'll be all alone."

John smiles. I was expecting him to offer condolences and questions, but I could tell from his body language he was too focused on my curves and his desires.

As we leave the restaurant, John places his long black Burberry Trench Coat around my shoulders and says, "It's late December in NYC. You should know better then to go out without a coat."

He's right and I respect the offer. I smile at the polite gesture, possibly a bit too soon. Walking next to me, he slides his hand inside the jack around my waist and quickly begins lowering his hand towards my butt. When he gets there, he gives it a quick squeeze, feels around the entire butt and continues to lower his hand. I know I should feel embarrassed, but the only thought in my head is if my butt is too small. His hands continue to lower until he reaches the hem of my dress, then he quickly lifts it up so that my entire dress is above my waist, hidden only by his trench coat. As we continue to walk to the curb, he begins exploring my now nude butt, protected only by my skimpy thing.

When we get to the curb, I was expecting him to order an Uber, but he had an SUV with a fancy driver waiting out front. He removes his hand from my butt. I fix my dress before accepting his hand into the SUV.

John enters the SUV from the other side of the car and closes the door. His driver says, "Good evening Miss Jenny Mr. Jefferies, You both look fantastic tonight. Would you like me to take you to the estate, the loft or another destination?"

John looks me straight in the eyes. For the first time tonight, he give me a dead serious eye stare as he says, "I want to fuck you tonight. If we go all the way to Queens, it will take me forever to get home and to me, time is money. If we go back to my loft, which is 5 minutes away... or if I just do you now in the limo, the time saved would be worth $1,000 dollars to me, and that money could be yours.

I thought for a minute until I realized when he was proposing. He would give me $1,000 right now if he had his way with me either in the car or his loft, but not my apartment in Queens. What do I do?

1) In John's car

2) In John's loft

3) My apartment

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