Into the pond.

"The water... I guess."

There was no hesitation. While Hannah was adjusting her hands awkwardly in response to the dark-haired girl eyeing her up and down, the key was already mid-air. Hannah turned her head just in time to see it hit the murky water.

She dropped her cover, exposing herself entirely to the girls before leaping after it. The shock hit her like a truck. Even in summer, the water chilled her to the bone. She came up, shivering heavily, but she was adamant on finding her key now. The dark water served well to hide her private parts, but made it impossible to see the bottom. Her feet could just about reach the soft and muddy ground. She felt her toes sink in the slimey muck, and she hated every second of it. She had to tread like this until she found her key, though. Her hands clamped her frigid breasts, her nipples practically cutting straight through them. Primarily from the cold, but also at least a little from arousal. The water, though cold, also felt good on her smooth skin. It did also make her feel the need to pee even more.

She had covered about half the area of the pond when she spun around. The girls had been cheering her on the entire time, but she had suddenly heard another, distinctly male voice. A group of guys had come down from their appartement to investigate all the commotion! From their calm demeanour, she gathered they had not realised she was naked yet. She ducked down as far as possible while keeping her nose above the waterline. When she overheard one asking what she was doing, she quickly shouted that she had dropped her key, but that she would be alright. To her relief, the girls did not correct her, seemingly interested in where this might be going. The guys did not leave, however, instead casually carrying on their conversation with the girls.

Seconds later, Hannah felt her key with her toes! However, she was now effectively trapped until the guys left, all the while having to pee more and more by the second. She had to play it cool for a little while. Besides, it's not like they would notice if...

She finally let herself go. The sudden warmth was awfully pleasant, if pretty disgusting. She was mid-relief when one of the guys asked if she could find her key. Hannah had to try her absolute hardest to try and keep her composure. She was talking to a guy her age, while peeing, aroused, and fully nude! She said it might take a while, and that they did not need to wait. Naturally, they preferred to see how things played out. The girls, caught on to Hannah's attempt, were laughing hysterically. Seems like things would not be so easy.

While acting like she was still busy searching, Hannah briefly touched her clit, only to realize just how close to an orgasm she really was. With her face turned away, she felt up her tender boobs and sensitive pussy. She was masturbating so close to a whole bunch of strangers!

Her orgasm came so quickly, it took her by surprise. She rubbed herself hard until she came, making waves in the water. She managed to keep quiet, though. She did not dare to turn around, but it seemed the conversations behind her had simply carried on. Hannah could hardly believe what she had just done and she had become even hornier now, too.

However, she was getting really cold as well. The group on the bank seemed to have no intention to leave anytime soon. Hannah had to get out of the water at some point, but there was no way to do so without exposing herself to all those guys, effectively her neighbours, too.