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Hanna's contract

Chapter 16 by Ggnt

The door swung open to reveal an man towering over her. She had to tilt her head back to stare up at him and take in his salt and pepper hair, his square jaw and his rather cold eyes. He said nothing, letting the silence fall awkwardly between them. Finally, Hanna broke the silence, "H-hello sir. The front desk sent me. They said you might be able to provide a loan."

"That's how you ask for a loan?" He grumbled, "Even if you are an airhead you should know better. Try again."

Hanna was confused. What exactly did he want from her? She tried remembering the exact wording of her rule, but nothing she recalled was any help here. She decided it must just be his own peculiar ideas about how this was supposed to go. She decided to look down, dropping the eye contact and putting on her most respectful voice, "Please sir, my tits are so big the bank has cancelled my mortgage. I beg you to help me, I'll do anything!"

"Anything? You don't look like a woman prepared to do anything...but we'll see. Come in, but leave everything outside."

He walked inside and disappeared. Hanna held back a moment, then took a breath and started to strip. She piled her clothes neatly beside the door, then realized she'd need to take off her shoes too to really leave 'everything' outside. Reluctantly she did, then she crawled into his apartment, kicked the door shut behind her as she went.

She crawled into his living room and found him sitting in an armchair. He had a tablet in his lap and was making notes with a stylus. As she entered he spoke without looking up, "Get me a beer from the fridge."

She nodded at him, then crawled towards the kitchen. Her knees hurt. If she was going to be doing more crawling she should add a rule to mitigate that. She couldn't be seriously hurt by crawling, but that didn't mean she'd even enjoy it. She reached the fridge and selected a beer from it, then awkwardly went back on her knees, trying not to shake the beer. When she reached him she opened it and handed it to him. He took it silently, took a sip, then went back to the tablet.

Hanna sat back on her heels and waited. This was obviously what he wanted. A show of power. He had all of it, and she had none.

Finally, after what seemed like an eternity, he set the tablet down and stared at her, "Crawling was a good touch. Maybe you aren't useless after all. They told me they were sending you up, so I'd already run a credit check on you. If not for your tits you'd have an amazing rating. I have no doubt that you'll be able to pay me back, provided your tits don't get you fired."

Hanna shook her head, "No chance of that. It's a rule that I can't be fired." Hanna had learned that people never questioned where the rules came from. If the rule existed, they would just accept it.

"That so? Well then I think we can make a deal. My standard rate is 5%, I can't go any lower than that."

5% Hanna sighed in relief. Her current rate was lower, but rates had gone up since then and 5% wasn't much above current market rates.

"I need some more details of your existing loan to proceed..." They talked for a little bit and she shared her previous mortage details with him, as well as her salary and all assets she owned. Except for the fact that she was naked and kneeling in his apartment, it felt like a very ordinary meeting with a bank.

"Alright, so as I said at 5% your monthly payment would be $62,725.14."

Hanna froze. Her old monthly payment was just above $5k per month. Even with a slightly higher interest rate..."N-no. That's not right. 5% is barely more than I'm paying now, that-"

He cut her off, "5% per month you stupid bimbo. You didn't seriously think I'd lend to you near market rates, did you?"

"P-per month!?" Hanna had used the word 'obscene' to describe the interest rates, but she still hadn't been prepared for the amount he said, "B-but-" She made good money. In fact really good money. But she didn't make enough to afford that payment.

The man just smiled at her, "Of course you can't afford my rates without a little help, but fear not little bimbo, we can yet make a deal. My standard rate is for a strictly professional contract, nearly identical to the one your bank just cancelled. The more control you are willing to give me, the more of a discount I can give you. Take a look at my tablet, you'll see the various options there."

Slowly she reached out and plucked the tablet from his lap. She started to scan his list and was shocked to see the depths of servitude he was asking for. The available options went from something as light as letting him ban a colour from her wardrobe to complete and total slavery for the duration of the contract. Some of the options would reduce the interest rate, others were just small cash bonuses, or that ultimate concession would reduce the interest rate to a negative number, but Hanna would rather just sell the condo than give her her freedom. She was a sub, but not a complete masochist. Besides, she hadn't decided who this man really was yet.

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She didn't have to go with him, but she figured things wouldn't be too different if she tried another broker. She couldn't afford $60k a month, she would have to take some of these options. A few didn't bother her too much, but some quick mental math told her it wouldn't be enough to make it affordable. She'd have to pick some things she'd prefer not to do. One in particular stood out to her. Her skin was totally unblemished, and she'd gotten lots of compliments on it. She'd never dreamed of marring her perfect skin with a tattoo, but he was willing to drop the monthly interest rate by 0.5% just for the right to tattoo her a single time.

Eventually she'd decided, picking out enough options to reduce her payments to something she really could manage. All the way down to $20,000 per month, 4x her original payment. She'd end up putting nearly all of her wages towards this debt and had little left over to meet her other needs, but that's exactly what she wanted. She wanted to be forced to find other ways of paying for things.

She made her selections on the tablet and handed it back to him, "Here sir, I am willing to accept these conditions."

The man started to review them, and she realized she didn't even know his name. It didn't matter she supposed, pretty sure she'd be forced to call him Master. It had been a cheap, but easy to comply with, condition.

"There is one more issue before we sign..." He gave her a hard stare, "You are rather behind on your monthly credits. I'm adding another condition. Non-negotiable. I will take control of managing your credits. That is to say I will decide which shifts you pick up to ensure you meet or exceed your quota. You will not have any say in the matter."

Hanna nodded, "Y-yes sir."

"Then I will send this to my assistant to be finalized. In the meantime, we should act as thought the matter is complete, shouldn't we?"

"Y-yes?" Hanna said slowly.

"Yes Master." He said loudly.

"Yes M-Sir!" Hanna tried to say Master, but couldn't. She realized it was against the rules. Panic swept through her. Part of the contract she'd just agreed to forced her to call him Master or face a steep financial penalty. She'd figured it was an easy was of reducing her debt, but unless she changed the rule she'd never be free of it. "Um, sir...I'd forgotten but it's a rule that female employees at Frontenac Capital must address all men as Sir. Don't you agree that this should be modified to allow women to call men Master as well?"

"Hmm...so you're so dumb you agreed to call me Master even though it's a rule that you can't? Why should that rules be changed just because you're an idiot?"

"I....I..." Hanna had no defense, she really hadn't been thinking.

"But I do agree that Sir only is not enough. Women, or female employees in this case, should call men whatever they wished to be called. Don't you agree?"

Hanna nodded, "Yes Sir."

He clicked his tongue, "Sir again? I expect you to call me Master. Perhaps the problem is you don't see me that way yet? The contract might not be signed, but that's a poor excuse. In fact you are making me doubt the wisdom in signing it myself," He leaned back in his chair, "Convince me."

Hanna had an idea of what she wanted, and frankly she wanted it too. It had been too long since she'd given Julian his last ever blowjob. She crawled forward and reached for his zipper. He didn't stop her as she pulled it down, unbuckled his belt, and undid the button on his pants. She took out his cock, already starting to get hard, and started to lick it. She looked up at him to see him with a bored look on his face.

She redoubled her efforts, taking him as deep as she could muster and bobbing up and down while using her hands to stimulate his shaft. At some point he reached down and grabbed her hair, pushing down and forcing himself even deeper down her throat. She gagged and tried to pull back, but he held her in place for a very uncomfortable moment. He finally let her go and she pulled back, gasping for air.

"Pathetic." He said scornfully.

She tried again, but couldn't get quite as deep without him forcing it. He still seemed bored, but eventually she was rewarded with a much needed dose of semen. She swallowed it immediately, then sat back on her heels.

"That was supposed to convince me?" He said sarcastically, "It's obvious you need more practice." He stood up, pulled up his pants, and stepped over her. He gave her no instruction and so she remained kneeling there until he was gone. Then she summoned the rulebook and edited the rule per his instructions. She dismissed the rulebook just as he returned with a large stack of paper.

"I'm very sorry Master, I will do better next time." She said as he entered.

His eyes narrowed, "Hmm..." He dropped the stack in front of her, "Sign it."

She saw he'd already done so, and quickly added her own signature.

"I will take out the mortgage tomorrow and pay your bank on your behalf. Your first payment to me is due at the end of the month, but you don't have to worry about that. I'm going to be managing your finances after all, I will just take it from your account. All you have to do it keep working, and keep obeying your contract with me."

"Yes Master." She said it seriously. While she hadn't given up everything, this man now owned a significant portion of her life.

"You're dismissed. You can put your heels back on and take your purse with you, but leave the clothes outside. You should head to the servants quarters and pick up your uniform, you'll be working tonight."

Hanna nodded and turned to crawl away, but stopped herself, "Um, Master, I can't use the elevator. Could you..."

He glared at her hard enough to make her stop talking. She nodded meekly and hurried out of his apartment. Outside she put her heels back on and stood up. 68 floors nude and in heels. What a night...

It took her nearly 40 minutes to walk downstairs, and by then she was exhausted. She just wanted to collapse on the small cot provided for her in the servant quarters, but as Master had said she had a shift assigned to her. She put on the uniform and headed back to the lobby.

All she had to do was wash the floors. Simple really. Except all she was given was a bucket and a rag. She had to get down on her hands and knees and scrub. She was a partner at a high profile VC firm and yet she had to spend her evening like this...it was totally humiliating. She knew Master had picked this on purpose. To humble her. She'd refused to do these chores for so long (although that was really just the rulebook at work) and now she was out in the open for everyone to see. To look down on.

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Part of her wanted to be a brat, to do a bad job on purpose. But another part of her wouldn't let her. The contract she signed was legally binding, but it wasn't a rule. She wasn't forced to obey. And yet she wanted to. At least for now. She scrubbed and scrubbed some more. It took her hours to finish the lobby, and then she was finally able to go back to the servants quarters and collapse on the small cot. Despite the lack of creature comforts, she fell asleep almost instantly.

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