Financial Audit

Mackenzie's constantly vanishing wardrobe had been giving her financial troubles ever since college. Back in her college days, she would simply have to borrow clothes from her friends Willow and Marianne. Then she got her first credit card, and the first thing she did was purchase plenty of outfits with the "free money" the bank had given her.

The second thing she did was pay her two friends back with her cash advances. This left her at her credit limit, so she had to take out yet another credit card as fate took its toll on her clothes and the cycle repeated itself. Thankfully, her job paid enough for her to get some debt consolidation, but the financial pressure left by her predicament ultimately left her with several cards, several loans, and a credit score in the high 500's.

So, after years of this, Mackenzie scoured the internet for advice and came across Dave Ramsey and the YouTube show Financial Audit, hosted by Caleb Hammer. Liking the cut of Caleb's jib, she applied to come on the show and explain her predicament and seek some relief.

After some disbelief by the producers, and some back-and-forth (with embarrassing proof Mackenzie had to send!), Mackenzie finally came down to Austin to get the 411 from Caleb. Using a fake name, she began the show,

"Hi, my name is Melissa, I'm 28 years old, I'm from Washington state, and this is Financial Audit,"

"Thanks for flying down to Austin, Melissa," Caleb continued, "you have a story that all of the guys on here are going to love," he jabbed as Mackenzie blushed.