Chris realizes she is naked, and wants her all to himself

Jenn treaded water, arms locked across her chest, praying the three college boys would stay distracted with each other. She’d managed to keep her secret hidden so far, but her luck was hanging by a thread.

Chris, the tallest of the group with a competitive glint in his eyes, swam lazily closer. “You’ve been awfully quiet,” he said, grinning. “What, too shy to race us?”

Jenn **** a weak smile. “Just… not in the mood for swimming games.”

But Chris didn’t swim off. His brow furrowed, eyes narrowing with suspicion. Before she could move, he ducked under the surface. Jenn’s heart leapt into her throat. She curled into herself, kicking hard, but it was too late, he had already swept past her underwater. When his head popped up again, he was right in front of her, his eyes wide and locked on hers.

For a beat, neither spoke. Jenn could tell from his stunned expression that he knew.

Chris’s grin widened slowly, the kind of grin that made her blood run cold. “You’re fucking naked under there,” he whispered, just loud enough for her to hear.

Jenn froze. “Please don’t say anything!” she started, panic thick in her throat.

Chris held a finger to his lips, glancing toward Matt and Tyler across the pool. They were still joking around, oblivious. Chris leaned closer, voice low and deliberate. “Don’t worry. I won’t tell them. But you owe me.”

Her stomach twisted. “What… what do you mean?”

Chris smirked. “I want this between us. Our secret. If Matt or Tyler found out, they’d make a scene. But me? I can keep you safe.” He drifted closer, invading her space, his voice a soft hiss. “All you have to do is listen to me. Do what I say. Got it?”

Jenn’s cheeks burned hot despite the cold water. She wanted to shout at him, to splash him away, to swim for the edge, but if he opened his mouth, if he so much as shouted one word, her entire world would collapse in an instant.

She nodded, tiny and ****.

Chris’s grin widened, satisfaction gleaming in his eyes. “Good girl. Stick with me, and nobody else has to know you’re skinny-dipping.”

Across the pool, Matt called out, “Everything good over there?”

Chris straightened, flashing a thumbs-up. “All good!” he shouted back, before leaning close to Jenn again, his voice a whisper only for her: “From now on, you’re mine in here.”