Change the tire yourself.

Tools in hand, you proceed towards the tire. Claire interrupts, "I guess you'll need some covering out there. I wouldn't want a crowd gathering around my car to watch you change that tire." She then starts unbuttoning her suit jacket.

"No, not that," you say. "That wouldn't cover me enough. I'd prefer your skirt instead, if you won't mind." She stops unbuttoning her jacket and stares at me without saying a word, unsure of what to do next. "I wouldn't need to cover my breasts," you add, trying to convince her, "that's why I need the skirt instead."