Another test next week

Fortunately, the next week passed without incident. Chloe and Will never told other people about their arrangement, so Will was confident that none of their friends would know that he'd had to strip down to his underwear in his own home. They'd watched a film, and Will could barely concentrate on the screen, what with Chloe constantly sneaking a peek at his body and him needing to disguise the hardening in his crotch. Eventually, she'd left, and Will could breathe.

That Friday, a week afterwards, Chloe caught up with Will in the car park. It was deserted; nobody was in earshot or sight. Will knew what she was about to say before she said it, and preempted her.

"I know, I know, another maths test later. I already want ****. Let's make a bet."

Chloe smiled. She had barely stopped smiling all week. "As you're so eager, how about we raise the stakes?"

"Whatever you like. You're going to lose this time, and you're getting undressed later."

"Agreed - well, I won't be getting undressed, but agreed about the concept - but I propose we take it a step further," smirked Chloe.

Now this was interesting indeed. "Go on..." said Will.

"The loser strips completely."

Will felt a flash of nervousness, but he suppressed it. "Completely, so, naked?"

"You said it Willy boy. Naked. Everything off. Loser bares all. Time to see what's hiding under those boxers." Chloe's face was resolute, but Will had known her for years and there was a slight tremor in her voice, a note of worry under the bravado. She feared losing too, he realised.

But what a prize to win. Will didn't deny, at least to himself, that he'd give almost anything to see Chloe naked. Her long legs, tight rear, and perky breasts were alluring even under clothes - but this was so new, so sudden. So unprecedented. Will couldn't let this opportunity slip. He had to take the risk - and he never said no. "Deal. Let's do this. You'll be sorry. You'll never make another bet again," he said.

Chloe's eyes met his. "I thought you'd had enough embarrassment after last week. I guess you're not too attached to that last scrap of dignity. Soon it'll be stripped away. Good luck." Chloe turned to walk away.

Will had a sudden thought. "What if we get the same score?"

Chloe stopped to think. "Flip a coin," she said.