A dog took it

Maria was fast asleep on the beach with her black string-tie bikini. Feeling nothing could go wrong on the French Riviera, she fell asleep to the washing of the waves. Nothing could spoil this moment.

That was, of course, until a dog was chasing a frisbee his owner threw him. Smelling Maria's sunscreen, he rushed over to the lass, and knowing he couldn't bite her, he sniffed and licked around her bottoms, inadvertently licking the ties until they came undone. Chomping the fabric in his mouth, he separated it from Maria's crotch and nibbled at it until the sunscreen came off, dropping it on the sand.

Next came the top. The dog chomped at the right breastpiece, pulling on it until the whole top fell apart. Maria was a deep enough sleeper that the dog had time to chew on the right part of the top, drop it, move on to the left piece, chew on that, and then drop that into the sand.

The dog's owner was getting rather concerned with his absence, calling out, "Fido! Come here, boy!"

Fido came, and the owner walked up close enough to see what he had done to the poor woman.

"Uhh, hello, miss?" the owner called out, "excuse me." Maria roused from her sleep at these words, looking down at herself in the process to see her new nude state.