"You must remove an article of clothing"

"You must remove an article of clothing for every answer you get wrong," Makoto says. Ann was starting to worry about what Makoto had in plan, but this was not what she was expecting at all. "What!" What do you mean, I can just strip in the library? I'll get in trouble!" Ann yells in a whispered voice. Makoto sits back, expecting that kind of response, knowing that yes, this would be against school rules, but since they were in the back in a secluded area, Makoto figured no one would find them and, since she's the student council president, she could also get Ann out of any trouble if they were to get caught.

Makoto explained that she would get Ann out of any trouble if they were caught, but that doesn't help Ann, since she doesn't want to get caught stripping in the school library in the first place. "What's the point of me doing this any way!?" Why do I have to strip?" Ann asks. Makoto says that after the test, and with whatever clothes Ann has left on, that is what she will be wearing during their study session. Ann looked back down at the test with a crimson blush forming on her face, then back at Makoto. "And... What happens if I get them all wrong?..." Ann questioned, worried about the answer she would get. "If... you were to get them all wrong... then you must remove all your clothing, meaning you will do our study session completely naked." Ann felt her heart drop, knowing that would be the answer but hoped that Makoto would at least make it just her underwear.

The two girls sat in silence as Ann tried to collect her thoughts about Makoto's idea, trying to decide if she would actually do it, but the risk of getting fully undressed in the library was too much of a risk. Ann knew this was a bad idea, but she also really did need the help, since she didn't know anyone else as smart as Makoto is. "Alright... I'll do the test, but I don't think it's truly fair if I'm the only one who has to strip," Ann says, demanding that Makoto also have to do something that would cause her to strip as well. Makoto didn't like the idea of having to strip, but it would be bad if she expected Ann to strip and not be able to do the same herself, so Makoto agreed to her terms. "Alright, fine. After we finish studying, I'll give you another test and for every correct question you get, I'll remove any article of clothing." Makoto hoped that would satisfy Ann.