Yes

Nervously, you begin to pull down your shorts slowly. Too late you think that maybe if you undress quick you can hop in the water before Courtney sees. As you look up, you see she's already undressed, tanlines showing on her crotch and breasts. A small patch of brown pubes sprout from above her tight looking pussy.

"Hurry up anon, and quit staring. It's like you've never seen a girl before."

Blushing, you finally let your shorts drop around your ankles, kicking them off. Your cock is somehow even smaller than usual from exercise, barely poking out of your body, your smooth balls likewise contracting nearly inside your body. Across from you, Courtney is dead silent, and as you look up at her you blush even harder. Her face is a mixture of confusion, pity, and embarrassment. Finally she say's.

"Uhhh.... Sorry anon. I uh... didn't" She fumbles over the words, trying to lessen the blow to you. "That's never happened to me before. We don't have to swim if you don't want to." She finally says disappointed.