Yes, this was all wrong to begin with...

As Gina was about to take her blazer off, Tom said:

Tom: Gina, it is over, you can stop that... You don't have to do this.

Gina (trying to hold back her tears): No, I agreed to this, I'll do what must be done...

Tom: You only wanted to be perfect, but got so obsessed with it, you lost your touch with reality and started a contest you could never win... There is no shame in backing out, I can't ask you to really get naked now. Despite the sontract we signed...

Class: Oh come on Tom! Don't stop her, the good part is just about to come! You earned this, let yourself and us enjoy your prize! This whole thing was Gina's idea, let her reap what she sow! She deserves this for believing she was superrior to all of us!

Gina: They are right... I deserve this...

Tom: Gina, for real, stop this madness... You just have to learn to accept defeat and not struggle with it until you get yourself into such a situation...

Simons felt she had to remind Tom of the contract they signed:

Simons: Tom. There is a clear contract here. The one who loses will be naked. You can't alter the terms after it has been signed. Even if it wouldn't benefit you... Law is law, you both knew what you were doing, and if not, now you will learn not to sign any contract without thinking it through. Gina must strip, there is no way to back out of this. But I admire your chivalry and empathy. Gina, keep undressing...

Tom: I am sorry Gina, I tried...

Gina: I know, thank you... for trying to save me from my own stupidity... But I must take full responsibility...

She strengthened herself for what was about to come... No tears, she must be brave and face the great shame head on.