No, you can handle her mouth

You manage to hold out and don't cum from oral. You want something more, so you lift her up and toss her onto the mattress. Her miniskirt bunched up around her waist, exposing her thin panties. You could see the wet spot forming the outline of her vulva, and you climb on top of her to grind against her.

With just the thin layer of fabric preventing your shaft from slipping inside of her, she bites your ear. "Fuck me" she whispers. "I want to feel you."

You slide her panties down, your length perfectly positioned to enter her wet slit. Skin on skin, you feel how wet she is, coating the underside of your shaft as it rests across her vulva. Before you move any further, you think about safe sex.