Lost it in the water

I decided that between the options of telling the truth, saying I lost the suit in the water, or just saying I preferred swimming like this, that the option of saying I had lost it in the water sounded most believable. There was a lot of panicked swimming towards the end of our long swim across the length of the island. Claiming I had lost my non-existent bikini was definitely feasible enough to believe. They didn't need to know I had willingly stripped down before getting into the water.

"Oh... Yeah... I err... I guess it came off when we were swimming to shore... I didn't even notice..." I responded sheepishly as I stood up, slowly bringing my right arm up to try and drape across my breasts, and sticking my left hand between my legs to try and cover what I can. I found it extremely difficult to even manage to cover both nipples with one arm, on account of my larger chest. The thought of how little I could manage to cover myself in that moment did not escape me, and only increased my embarrassment.

The other two girls stood up as well. "Oh. Oh wow. God I'm so sorry. You..." The brunette girl trailed off, not even pretending to be bothered to look away. She froze in place, and her eyes just seemed to blankly wander up and down the length of my body for a second.

Luckily, her cramped friend who has now sat up seems to be able to speak in this moment. She raises an eyebrow curiously. "So, do you live here? Or are you gonna have to walk back to a car parked near one of the beaches?" She asked.

"I... Well, I parked at the parking lot near the Tiki Grill and Bar, so that's all the way near the south edge of the town..." I managed to answer, slowly realizing just how big of a problem this was. My car was at least two miles down the beach. No clothes would be there, but instead another 5 miles further down the beach. It was going to be a LONG hike today, no matter what. Especially with the sun setting, so tourists and locals alike would be out in droves to enjoy the evening's last daylight, and the parking lot I had to reach was on the other side of town.

"Oh. Yeah that's uhh.... That's like all the way on the other side." The red-haired girl said, seeming sympathetic to my predicament.

I began to feel a knot forming in my stomach. The 2 mile stretch between the North Beach and my car is the main town area on the island, fitted with beachside resorts, and bustling streets of shops, restaurants, and fun non-beach activities that I could never make the time for. More or less, it was the most crowded area of the island by far, and positioned right between my current position and my car, the only way I could realistically get home. Going back for my clothes was not going to be a good idea given I was already running on fumes, and it would add another 10 miles of walking to my already exhausting day.