Kayla came back to the villa early

“Somebody pinch me. I must be dreaming,” a voice says.

You throw your hands over your dick and spin around. Kayla is standing in the open gateway. The blonde sorority girl has her sunglasses lifted so she can get a better look at you, and her jaw is hanging in disbelief.

“Wha- wh- what are you doing here?” you stutter.

“What am I doing?” Kayla laughs, putting her hand on her chest. She begins to laugh so hard she can barely get the words out. “Why... are you.... naked.... and dripping... wet?”

“I, um, I. I came back to the villa for something. But I forgot my key.”

“But why....” she trails off laughing.

Kayla’s bikini top is impossibly thin, and for a small, slender girl, she has insanely large breasts. When you first saw her you’d assumed they must have been fake, but as she rocks back and forth with laughter, you can tell they’re natural from the way they jiggle and sway.

“I climbed the wall to get in,” you say. “But my shorts got snagged on the ledge. They... they fell off.”

“You didn’t want to go back for a key! So now you’re... hahaha oh my god you’re totally naked!”

Your cheeks flush red. You look around for anything to hide behind, but all you can do is awkwardly shuffle over and hide behind a potted plant. The small branches offer you practically zero cover, and the sight only serves to make Kayla laugh harder.

This moment was what you had tried so desperately to avoid. This girl went to the same college as you. This story would follow you home. You took some solace in knowing that she hadn’t seen your dick, but who knows how long she’d been checking you out from the back.

“Ok, very funny,” you say. “Can you open the door please?”

Kayla catches her breath and readjusts her bikini top. She had come tantalizing close to accidentally revealing herself to you, but – NOPE! Don’t think about it. You’re having a tough enough time covering yourself without getting excited.

“What was that, Sam? Did you want the key?”

She holds up the key and takes a few steps closer to you.

“Yes.”

“Well, what are you willing to give me for it?”

“Oh god,” you whisper. “Can you please just let me in before the rest of the girls come back? This is embarrassing enough without them seeing me.... seeing me...”

“Naked?” Kayla asks, raising an eyebrow.

“Yes,” you say with a cringe.

“They’re still at the beach,” Kayla said. “I told them I was heading back early so I could grab a nap before we went to the club tonight. They’ll be here soon, though.”

“Then can I have the key?”

Kayla looks up as if she’s thinking, but she can’t resist the giggle fit that overtakes her. “Actually, I have a fun idea.”

“Uh... what’s that?”

“You get to earn the key.” Kayla nods at the basketball hoop. “Have you ever played H.O.R.S.E. before?”

“Are you kidding me?” You look at the gate frantically, as if expecting to see the rest of the girls walk through at any minute.

Kayla takes the key ring and loops it around the front strap of her bikini top. She giggles as the key bounces along with her cleavage.

“Come on, Sam!” she says picking up a basketball. “Not afraid of losing to a girl are you?”

She tosses the ball at you. In the nick of time, you remember to only catch it with one hand instead of both. She looks down at your still-covered crotch and pouts her lip in disappointment.

She skips over to you and gives your muscular ass a squeeze. “You shoot first, stud!”