Client and Lender Negotiations

There comes a time in every young man’s life where they realize one of two things. Its either “fuck I’m broke” or “fuck I have work”. I had originally gotten a job over the summer at a small store called Hobby Haven, the pay was decent, but I would be lying if I didn’t admit I thought working at a board and card game shop would be more fun than waiting tables. However, when summer was wrapping up I foolishly thought my senior year classes and college applications would leave me too preoccupied to earn any extra cash. They don’t outright tell you this, but senior year is a joke once your applications are in. As long as you pass your prerequisites to graduate there’s no real point in trying too hard, and now that I have this app some extra money could come in handy, not to mention the extra opportunities. Anyone who owes me anything now is a potential target…speaking of which

Ms. Millan was her usual self today. Handing out worksheets before sitting at her desk doing whatever was more important than teaching the class. Not that I can blame her, the class certainly isn’t interested in being taught. Especially me…

Client: Stacy Millan

Debt: 210 papers

Paid Debt: 0

Debt Plan: awaiting choice

Available Plans:

Beholden To: Client is intrinsically aware of their debt and will want to pay it off by any, primarily sexual, means. If the Client enjoys doing the task for the user 25 debt is added; 50 debt is added if the Client enjoys the task and does not orgasm.

Weekly Wage: 75% of debt is paid off at the end of every Business week. As debt is paid off Client will start having a work relationship with the User. Client needs permission from the User to take days off or leave early from work.

Risky and new? or safe and consistent. I could spend the period deliberating on my options, but I think the answer is clear. I do at most 4 papers a day in this class. If the amount of paid off debt needed for a change in effect is anywhere close to my mothers, I don’t think I can get by on just 10 debt gained per day. Sure she may have modifiers that can increase debt in other ways, but Beholden To offers guarantees even if it requires more of me. Besides, there’s something alluring about an older woman knowing she’s indebted to you.

Client: Stacy Millan

Debt: 210 papers

Paid Debt: 0

Debt Plan: Beholden To

Congratulations User! For Choosing 5 debt plans you have unlocked a User Modifier

This better not affect me like they affect my clients.

Creditor’s Eye: User can see the debt of any client next to their head.

That is…not bad at all. I would never actually buy an upgrade that saves me maybe ten seconds of checking my phone, but I guess that's what makes it a good gift.

I look over at Ms. Millan only to find her eye lingering on me. I quickly dart mine back to the worksheet. Was she just happening to look at me? Did the triggering of her debt plan cause her to stare? Should I not have my phone out in class? The answer could be any of these of course. I give it a few seconds then look back. I can see her debt in crisp transparent neon blue to the right of her head 210 displayed as if it was completely normal. I suppose it's about as normal as everything else that has happened these past three days, but this is the first time I have truly seen anything uniquely supernatural since my birthday wish. With my brain thoroughly amused I continue my classwork.

As time passed I caught Ms. Millan looking at me more and more. I probably shouldn’t be creeped out but I am. If anything she should be creeped out. I just fucked with her head in ways she didn’t know were possible. Still I’m on edge and I’d rather alleviate it if I can.

Client: Stacy Millan

Debt: 210 papers

Paid Debt: 0

Debt Plan: Beholden To

Beholden To: Client is intrinsically aware of their debt and will want to pay it off by any, primarily sexual, means. If the Client enjoys doing the task for the user 25 debt is added; 50 debt is added if the Client enjoys the task and does not orgasm.

Available Behavioral Modifiers

Good Faith: Client must act in good faith only assigning prices she deems acceptable to a given task, and performing the tasks as expected. Client cannot lie to the user.(debt 25)

Pimp Out!:Client will gain increased enjoyment from fulfilling others' sexual needs especially if it isn’t the User. 25 debt for User Orgasm, 125 debt for direct nonUser Orgasms, and 2 debt for indirect orgasms.(debt 50)

Allow Me: Everyday that the Client goes without lowering their debt increases their desire to pay it off.(debt 50)

Bankruptcy: Client deems it impossible to pay off their debt. Client is seen as the sole property of the User by themselves and anyone they or the User tells.(debt 100,000)

Physical Modifiers

Boob Job: Client will gain a boob job overnight increasing her breasts by 2 cup sizes. (debt 100)

Butt Lift: Client will gain a butt lift over night. (debt 75)

Experienced: Client does not experience exhaustion from any form of sexual activity.(debt 100)

Damn, who knew Ms. Millan could become such a whore? Who knew Ms. Millan could become my whore! Butt lifts and boob jobs all tied up with the ability to make her my personal fuck machine, and the more she fucks the higher her debt raises. This is perfect… There's just one small problem. I can barely afford any of this and I need debt to get her to do anything on top of it.

Scanning my options I come to a decision. I need Good Faith to do anything of value. While I think Ms. Millan would be open to negotiating homework. I doubt she would give me a “fair price” for anything sexual that's for sure. Then again does she really deserve this? My mom has been a pain for most of my life. The same goes for my sister and Olivia. With Ms. Lopez…I’ve made it enjoyable I think. Ms. Millan can’t find joy in this. Her brain isn’t changed to want to do what I make she simply needs to do it. I can live with one less MILF in my life.

Good Faith Purchased

The bell rings over the loudspeaker with that ever monotonous tone, and me along with every other student begin shuffling to the door.

“One moment Mr. Hughes” This can’t be good. Ms. Millan is in a generic white button up and black dress pants clacking away at her computer without even looking at me as I approach her. She waited for everyone to leave the room before continuing.

“Do you know why I held you here” She finally looks at me with piercing blue eyes framed by blond hair.

“Uh no…” Smooth.

“I see” She rotates in her chair to look directly at me. “Well it has come to my attention that you have been doing inappropriate behavior on school grounds.” Shit did someone see me? I knew fucking around with Olivia was a bad idea. God I’m too hor-

“I’ll take your expression as confirmation”

“Now wait” I still have a hand here, might not be the upper hand, but it’s something “I-uh do a lot of work for you in this class, y-you know maybe we could let this slide?”

“You want me to completely abandon my duty as a teacher?”

“...yes”

“It would cost you more work then you could dream of” She said smugly “250 papers.” As she said it her eyes widened and her face ever so slightly blushed. Good Faith was forcing her not to lie, but still that was just too much for me. I need to think of something and fast.

“What would it take for you to simply…delay informing the principal…say to next Monday?” This was a gamble, but I’d rather have a chance for success than guaranteed favor.

“I would never” She cuts herself off almost perplexed “I suppose it would be about 20 papers worth.” interesting maybe she doesn’t value her professionalism as much as she thought.

“I think that's agreeable” As soon as I finish the sentence I see her debt fall down to 165. This wasn’t how her debt plan was meant to be used though, the plan said “primarily sexual means” hopefully that means this next part won’t cost more than I have.

“Wouldn’t you be interested in clearing that debt completely?” I say composing myself.

“Of course, but I will not budge on your insolent behavior.” She responds curtly, but with the smallest hint of desperation behind her eyes.

“Oh I wouldn’t press you on that of course…but” I let my voice trail off.

“But what?”

“But there is something else you could do for me of course” I sat down on top of the desk closest to her. “It's simple really, let me take a picture of your tits.”

“Why you outrag-”

“How much.” I interrupt her as eyebrows furl and cheeks turn red.

“500 for distribution” Her snarl turns into shock as she realizes just how easy she really was.

“Oh you don’t have to worry about that. This will just be for me personally.” She might not be able to lie, but I certainly can.

“...well then I guess that could just be” Her voice quiets to a squeaky whisper “100.”

“Agreed” I say trying to hide my excitement “You ought to undress quickly though, who knows who could come in.”

And just like that I found myself taking out my phone while my MILF of a teacher unbuttoned her shirt. Her breasts are easily C cups wrapped in a generic beige bra. Her blush had relaxed from a tomato red to a healthy pink. “You paid for a picture not to leer.” She says as her hands find the clasp on her back.

*Tap*

I took a picture of her undoing her bra.

*Tap*

I took a picture of her bra coming undone.

My phone as always is on silent. She will have no idea this “one picture” will be as many as I want. As she removes her bra I see what I bought with my own eyes. They are rather perky for her age and their size and I take a lovely picture of an embarrassed teacher sitting at her desk with an unbuttoned shirt and no bra, straight out of porno.

“Well that settles affairs.” Ms. Millan says as she reaches for her bra.

“Ms. Millan!” I say with an exasperated sigh of disappointment “You can’t honestly expect me to take your picture like that!” I click my tongue “How could you in good faith not even pose with erect nipples for me.”

Millan's eyes widen “surely that’s not necessary for-”

“I think it's only reasonable to expect a good photo for the price you offered.” I say snapping another picture of her shocked look in her undressed glory. “I assume a woman of your age knows how to turn herself on?”

She looks at me with moderate disdain before her fingers find themselves playing with her nipples. I snap another photo of my teacher fondling herself for me as I hear her muffle a sharp breath and her eyes flutter ever so softly upward. As soon as her nipples are nice and firm the blond brings her hands to her side and juts out her chest.

*Tap*

I stare at a lovely picture of my MILF teacher showing her boobs to the world in her own classroom. “Thank you Ms. Millan.” I say putting my phone away. “You know I think you have a real gift for the camera.”

“Taunt all you want Mr. Hughes, come Monday this little stunt won’t be enough to make it worth it.” She says as she stumbles to put her bra back on as soon as possible.

____________________________________________________________________________

Client: Stacy Millan

Debt: 65 papers

Paid Debt: 145

You have to spend money to make money. A common phrase with some truth to it sure, but god does it feel fucking awful to spend that money.

Pimp Out!:Client will gain increased enjoyment from fulfilling others' sexual needs especially if it isn’t the User. 25 debt for User Orgasm, 125 debt for direct nonUser Orgasms, and 2 debt for indirect orgasms.(debt 50)

Pimp Out! Purchased

Client: Stacy Millan

Debt: 15 papers

Paid Debt: 195

And just like that I am even farther from my goal of making my little slip up disappear.

Olivia is a no show this free period and honestly maybe that's a good thing. It gives her some more time to get riled up and gives me some time to find every porn image board I can find. Before long Mrs. Millan’s tits were plastered on every site I could think of or find. I prioritized teacher fetishes and let me tell you, you don't appreciate how hard it is for camgirls to title their shit. I ran out of creativity in the first ten minutes. It goes without saying that all of this relies on one singular definition. What constitutes an indirect orgasm? If I’m lucky and I suddenly have been these past few days. All it takes is someone getting off to her tits, if I’m not I can kiss my highschool career goodbye.

I spend the rest of the class period refreshing sites over and over again until I can finally bring myself to open the app once more.

+2 Debt from Indirect Orgasm!

+2 Debt from Indirect Orgasm!

To think less than an hour ago I was willing to let this MILF slip through my fingers. Ms. Millan you truly were built for the camera.