The waves come in

Kristen swam far from the beach, far enough to where no one would know she was naked, even if she were standing on the water. She was flashing the other people and occasionally swimming back just to relax and be naked. She saw several people heading back to the shore a short while after she was done showing her tits and ass to the other swimmers who couldn’t even make out who she was. She turned to look at what they ran from. Could it just be another safety check? No, too early. She could see several waves coming straight for her, each one bigger than the last.

Kristen began to swim to her bikini. The waves kept pushing. She slowed down progressively. She was lifted by the wave and the water suddenly crashed down. Anyone within thirty meters could see her body which slapped down on the wet sand next to her bikini. As she reached for it, the wave pulled back and pulled her and the bikini with it. Her head was dragged under water as she fell backwards. She took up and tried to move. Her feet were trapped in the sand and her bikini was nowhere to be seen. She freed the left foot and started crawling to land when an even bigger wave hit, this time knocking her out.