Test the waters...

"Uh, hi, Shawna!" I said. "You and I must've gotten the same idea, huh? Nice night for a moonlit swim?"

"It is," she replied. "But are you saying you didn't see me out here first? And here I though you were coming out here to see me." She smiled as she gave a little mock-pout.

"Well..."

"And here I was, just hoping someone would come along and help me," she said.

"Help you? Are you OK? What's wrong?"

She glanced around. "I seem to have misplaced my bikini..."