Take her jacket and ask for her underwear too (20 points)

"Thank you so much!" Vicky said taking the jacket.

"No problem. You need it more than I do." She said.

"This might seem a bit cheeky, but could I borrow your pants too." Vicky said, demonstrating that the jacket was too short to cover her arse.

"Oh... I..." The girl seemed shocked at the question, but looked at Vicky's bum empathetically. "Of course." She said, reaching up under her dress and carefully pulling off a pair of blue french cut panties.

"Thank you!" Vicky said, taking the panties and putting them on.

"20 Points. Check your phone."