She loses the towel

A few minutes later, the professor started the class and began explaining how the midterm would proceed.

"I hope you all thoroughly prepared for this test," the middle aged woman said. "Remember, you're primarily being graded on how well you conduct yourself during the speech, not the content of the speech itself. I want to see clear and projected voices, confident body language, and plenty of eye contact with the members of the audience. Just like we've been practicing."

Oh great... Mackenzie thought, already wondering how well she'd be able to keep her composure in such an embarrassing "outfit."

"The person speaking will stand here," she said, motioning to a spot at the front and center of the room. "And the next person up will sit at this desk where you can mentally prepare yourself for a few minutes. You'll be 'on deck' so to speak." She gestured to a small wooden desk, also at the front of the room but about five feet to the side of the designated space.

"Unless you're next to speak, I expect you to pay full attention to whoever is speaking. Understood? Alright, we'll go in alphabetical order so you'll have a rough idea of when your turn will be." She paused for a moment, waiting for any questions. "Well let's get the ball rolling! Greg Adams? You're up first, young man. Steve Bernstein, you're on deck."

The two boys took their places at the front of the room and the one named Greg soon launched into his speech. Mackenzie kept her gaze on him, but had a hard time focusing on his words. Her mind was still racing, desperately hoping there was be some way she could avoid the humiliation she was soon going to have to endure.

But no solutions came to mind. And about twenty minutes later, the professor said it: "Mackenzie Fairbairn, you're on deck." Wearing nothing but a towel, Mackenzie sheepishly made her way up to the desk. She was fully aware that she had virtually everyone's undivided attention.

It's just three minutes, she told herself. I just have to stand up there for three minutes and then I'm done! It's not the most embarrassing thing I've been through. Hell, it's not even the most embarrassing thing I've been through TODAY.

What seemed like just seconds later, the girl at the front of the room finished her speech and received some tepid applause from the audience. As the professor called the next boy's name, Mackenzie knew it was finally time to face the students before her. She picked up her flashcards and stood up, ready to adopt an air of confidence for her speech. But, as she strode towards the center of the room, something happened.

It was the sensation of rustling fabric coupled with the collective gasp of the gathered students that tipped Mackenzie off. She froze in place, mind struggling to accept what she knew had just happened. Glancing behind her, she saw the white towel dangling from the corner of the old desk, snagged on its rough wooden edge. Mackenzie was standing in front of her class completely naked!

"Oh my!" the professor gasped. "That's quite an **** length to go to my dear, but it will earn you a lot of bonus points!"

"B-bonus points?" a blushing Mackenzie stuttered. She'd moved her hands to cover what she could, but she was still rooted to the spot, too embarrassed to move.

"Bonus points for doing something embarrassing while presenting, of course! Like I talked about last week. That certainly qualifies for quite a few. That is why you're undressed, isn't it?"

"I... I... O-of course!" Mackenzie said, wanting nothing more in that moment than to be back in the safety of her dorm room. Instead she was standing in front of over two dozen of her classmates in her birthday suit.

"Well, that's very brave of you. Ah! Put those phones away!" The professor snapped at a few students who had tried to capture the moment. "If I see a phone pulled out during a speech you'll get an automatic 0 for your midterm." The students begrudgingly tucked their phones away again. The professor turned back to Mackenzie. "Just remember that to get the points you have to overcome the embarrassment. No covering up now! You can start whenever you're ready."

Mackenzie numbly began prying her hands away from her body, barely able to believe the professor was alright with this! Her arms slowly returned to her sides, baring Mackenzie to the class in her entirety. Every single person in the room was looking right at her nude form! And, even worse, Mackenzie spotted two students in the front row covertly holding their phones up under their desks. It seemed these brave souls were willing to risk the professor's harsh punishment in order to record Mackenzie's plight.

Could she really do this? Could Mackenzie give a loud and confident three minute speech in front of her class, all while she was naked? Or would she be better off just bolting from the room right there?