She makes it back with only minor exposure

Over the leisurely trek back to the dorms, Mackenzie regaled Marianne about the humiliating events that had led to her giving a speech completely nude. How her shirt had started unraveling on the way to her first test. How the boy behind her had covertly managed to strip her of everything but her shoes. How Willow had "helped" only by providing the most revealing outfit possible. How the outfit had ripped to pieces during her second test. And finally, how the towel had gotten snagged at the worst possible moment. And how, to make matters worse, Jack had been following her all day trying to catch her dressed indecently.

"Oh god, Mackenzie," Marianne said, pausing to shoot a glare at a passing skateboarder who had wolf-whistled at them. "I had no idea things were going that badly! I promise, I won't ever leave you hanging again, okay?"

"Thanks," Mackenzie said, blushing as a nearby boy shouted "HEY SWEET CHEECKS!" at her. "The worst part is now even strangers recognize me! And they all think I'm some sort of streaker or exhibitionist."

"Is that why people keep checking you out?" Marianne asked. "I was wondering what it was. You've been drawing a lot of attention while we've been walking."

"Yeah," Mackenzie sighed, "Not much I can do about it except being extra careful not to wind up in a similar situation again and hoping the buzz eventually dies dOWW!!!" Mackenzie yelped as a passing rollerblader smacked her square on her bare ass.

"HEY! YOU ASSHOLE!!" Marianne bellowed at the rapidly retreating boy.

Mackenzie gingerly felt her behind, only to come into contact with bare skin. "Oh no..." she breathed, finally realizing she'd been walking around with her ass out this entire time. She quickly pulled the dress free of her backpack and let it settle back into place. "Today is NOT my day," she muttered.

The two girls walked a little more quickly after that, and soon arrived at their dorm without any further exposures on Mackenzie's part. The one positive of the day, for Mackenzie at least, was finally reconnecting with her friend. Their fight was over. A quick elevator ride carried them up to their floor. Marianne was more than willing to let Mackenzie borrow the dress, and they parted ways into their separate rooms.

Mackenzie entered to find Willow standing there, holding up two bikini tops as if comparing them. One was extremely skimpy, seeming like more string than fabric, and the other one seemed to have a rip running through part of it.

"Oh!" Willow said, surprised. "I was just about to go looking for you. Got back alright it seems."

"No thanks to your help." Mackenzie grumbled. "I mean, come on Willow. That outfit you lent me was unwearable!"

"Speaking of that outfit, you're ready to give it back, right?"

"Uh..." Mackenzie hesitated.

"And the jeans I lent you this morning?"

"Well... I don't exactly have them anymore." Mackenzie replied.

"I thought as much." Willow said. "Now you owe me two bottoms and a top."

"Oh, come on Willow, be reasonable!" Mackenzie implored, "You know I've got next to nothing right now."

"Next to next to nothing, more like," she replied with a smirk. "I already took your pants, your skirt, and a shirt as compensation."

Mackenzie's eyes widened in fear and she dashed over to her dresser. True to her roommate's word, Mackenzie's entire wardrobe had been dwindled down to the point of absurdity. After Willow had taken her claim, three pairs of panties, one blue t-shirt, and two pairs of socks were the only clothes Mackenzie owned!

"You can still borrow my stuff," Willow said with a mischievous grin, "but if you lose it or whatever then I'm taking something of yours. That sounds pretty fair, right?"

"Fine." Mackenzie grumbled. But inwardly she was slightly relieved. Marianne would be much less strict about lending her clothing if she asked, Mackenzie was sure. They had rekindled their friendship not a moment too soon.