You're not a cruel man, and she needs help right now whoever she is

Sighing, you get an umbrella and head outside into the pouring rain. You walk towards the gate and see her look up at you, absolutely miserable.

"Good evening," you greet her, "Who are you?"

"G-good e-evening," she stutters, having difficulty speaking with how her teeth is chattering, "M-my name is Jennifer and-"

"That can wait, actually," you stop her, "come with me out of the rain."

You reach out and take her by the arm under your umbrella, and she gratefully lets you hold her close as she feels the warmth in your body. You walk her back inside your house slowly, rubbing her arm slowly but firmly, warming her with friction. You make it inside and she stands just inside the doorway as you stow your umbrella away. She still shivers, but already your home's central heating is having an effect on her.

You look at her, and see that the white tank top she's wearing is thin enough and wet enough that it clings very tightly to her skin with her breasts clearly visible. You involuntary gulp at the arousing sight and gather your senses.

"You poor thing," you tell her, "let me take you upstairs and make you a nice hot bath."

She nods faintly and lets you lead her by the hand to the third floor, and she couldn't help but stare at all directions, taking in the luxurious bedroom you have all to yourself.

You lead her straight to your bathroom and immediately run up the bath for her.

"Thank you mister," she says as she helps herself to a nearby towel, "I didn't know what I could have done if you didn't let me in."

"You're welcome," you reply, "I don't know what you were doing all the way out here, but you can tell me later. First, let's get you all warmed up. The bath's ready."

She looks at the tub, and blushes furiously as she realizes that it's a modern designed clear glass tub, her blush reddens even more as she looks around her and sees that all the interior walls are made of glass on this floor. You had the idea back then that your private room would ironically have no privacy within it, and you felt that no one would go up here without explicitly giving up their right to privacy so it was never a problem that came up.

"Ah." You say, "I'm sor-"

"No, no." She interrupts you, "I intruded in your home, I don't have any right to complain."

With that said, and to your surprise, she lifts her top and takes it off completely. Without missing a beat she unbuttons her denim shorts and pulls it down, revealing that she hadn't deigned to wear underwear at all. After completely undressing in front of your surprised face, she gingerly lowers herself down onto the tub and relaxes with her eyes closed.

You almost mistook all that for confidence, but you now see by the way her eyes are closed shut and how her hands grip the edges of the bathtub that she's embarrassed by what she did and merely powered through the embarrassment. You have a feeling that she could see in her mind's eye how your eyes are sweeping over her body, looking at every curve. She had a very proportional body, with her thin waist complementing her wide hips and ample bust near perfectly.